Home loans?

7 Responses to “Home loans?”

1. 

   edc201283 30. Jul, 2010 at 6:25 am

   If you can put at least 10% down and afford the mortgage.

2. 

   mrsfoster 30. Jul, 2010 at 6:25 am

   The only part of your equation is the part about working. As long as your income can support the payments and you have a 2 year history of earning that income and it is likely to continue that that is the income they will use to qualify. If you also receive child support, that income can be used as long as it will continue for 3 years. The banks will not really want to see your new house payment including taxes and insurance plus any monthly debt exceed more than 45-50% of your total monthly income. Go see a qualifed mortgage broker in your area and ask, the worst they can say is no and tell you what you will need to do in the future.

3. 

   John N 30. Jul, 2010 at 6:25 am

   How is your credit. That is the answer to your question. If your scores are high then probably yes. Otherwise probably no. Do you have any other way of coming up with a deposit. Family etc.?

4. 

   Henry R 30. Jul, 2010 at 6:25 am

   You can get a loan and there are programs for your situation you may give me a call and I can help you with that. 3056720092 ask for Henry

5. 

   Calvin C 30. Jul, 2010 at 6:25 am

   did u working?

6. 

   John T 30. Jul, 2010 at 6:25 am

   I have to agree mostly with Mrs Fosters answer as she is primarily correct. However if you have a credit score of over 700 and a job in the same field for at least 2 yrs then you are golden. If you have further questions I will be glad to answer them for you just see my sites listed below.

   If your scores are below 700 but you have a good income and your debt ration is good you may still qualify. As for having money down this is NOT always the case but it will depend greatly on credit. As a Mortgage Advisor/Loan Officer and a Realtor again feel free to contact me directly if you have further questions and I will be glad to help you get on track.

7. 

   John r 30. Jul, 2010 at 6:25 am

   http://www.rioshomeloans.com/ or JRIOS.A75385@mynlc.com

   try both you can talk to this guy one on one and get quick answers after you fill out a really easy form like he is so down to earth got 3 people i know loans !!

   anyway good luck o ps you dont have to run your c score to get a answer if you can get a loan just answer honestly and this giy can help you really try it out

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